Florida No Longer Works As One Giant Open-Air Insurance Premium
KEY POINTS
- •In 2025, Kimberly Jones left Plantation, Florida after 40 years due to unbearable traffic and high costs.
- •Median Florida home prices rose from $298,100 in 2020 to $412,100 in 2025, squeezing residents.
- •Despite cooling domestic migration, international buyers from Dubai and London keep the market afloat.
Kimberly Jones, who survived four decades in Miami's logistic jungles and two and a half hours daily traffic hell, finally fled Plantation near Fort Lauderdale for sleepy rural NC in 2025, trading swampy congested high-rises for affordability and less hostile mosquitoes. Florida's migration surge is tanking because median home prices jumped from $298,100 in 2020 to a wallet-slicing $412,100 in 2025, while insurance premiums play Jumanji with nerves. Debra Pamplin escaped Jacksonville’s sweaty, bug-infested swipe of extinction after 11 years, praising Midwest's sane insurance bills. Real estate guru Michael Martirena now fields only Dubai-ticketed billionaires and confused rich Americans, not your average Joe. Miami.exe has slowed down, folks — and no, a tax break won't reboot it.
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(1 of 3)Florida’s housing market turned into a 'Buy lottery ticket' nightmare paired with a $412K co-signed insurance policy nobody wants.
Florida’s only growing population now are giant mosquitoes and outrageously priced homes with performance anxiety about hurricanes.
Net migration slowed because nobody wants a lifetime subscription to 2-hour traffic jams and insurance bills that could buy a Tesla.
Source: Businessinsider | Published: 2/7/2026 | Author: Alcynna Lloyd,Madison Hoff,Noah Sheidlower
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