Billionaires Seed Baby Bonds Because Too Few Millennials Want Kids, Thanks AI
KEY POINTS
- •With U.S. fertility rates at a record low of 1.6 births per woman, younger generations fear AI disruption in jobs.
- •Michael and Susan Dell pledged $6.25 billion to seed 'Trump Accounts' with $1,000 for every U.S. baby born 2025-2028 plus $250 for 25 million existing children.
- •Ray and Barbara Dalio donated $75 million to fund similar investments in 300,000 Connecticut children as part of a Treasury-led 50 State Challenge.
The American breeding ship is sinking with only 1.6 babies hatched per woman—way below the magic replacement rate—because millennials fear AI stealing jobs harder than mom steals fries. Enter the billionaire baby brigade: Michael and Susan Dell dropped a casual $6.25 billion (around 4.5% of their $135 billion pile) on 'Trump Accounts' seeded for millions of kids born 2025-2028 at $1,000 each to grow like S&P 500-backed chia pets. Bonus: the Dells are tossing $250 to 25 million kiddos under age 10 in money-challenged zip codes, with Ray and Barbara Dalio pitching $75 million for 300,000 Connecticut tots. Treasury calls it a 50 State Challenge, basically begging Jeff Bezos to spare some Bezosbucks. Meanwhile, the private foundation world holds $1.6 trillion like a dragon guarding candy, and a 1% shift there could bankroll 16 million childhood nest eggs. It's Universal Basic Investment, because giving cash outright is soooo 2020.
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Nothing says 'future prosperity' like billionaires betting on tax-deferred toddler trust funds while the rest of us worry if AI steals our jobs before we have kids to pay our Social Security.
Forget nap time—these kids’ll be rolling in compound interest before they can crawl. Billionaires planting cash trees one Trump Account at a time.
Social Security’s sinking, AI’s looming, and millennials are dodging babies like it’s the plague. So obviously, billionaires step in with investment piggy banks.
Source: Axios | Published: 12/21/2025 | Author: Jim VandeHei
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