Health Insurers Hide Appeals on Page 7, Hope You Die First

Meet Highmark Blue Cross Blue Shield, the insurer who denied mental health care to L, a North Carolina man who survived two suicide attempts within 11 days last year, then vanished $70,000 of his family’s savings by refusing treatment coverage. Apparently, the secret external appeal instructions lurked on page seven of a denial letter, so cryptic even Indiana Jones would quit. Ohio’s superhero Dr. Neal Goldenberg then overturned the denial after moonlighting reviewing this tragic chaos. Meanwhile, states like Maryland and Connecticut are waking up, forcing insurers to shout 'You can appeal!' in bold, instead of whispering in fine print like a bad Tinder bio. Pro tip from policy wonks: claim paperwork is the real mental health test for patients.

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Source: Propublica | Published: 10/7/2025 | Author: by Duaa Eldeib