AI Steals Your Job, Then Pretends to Plan Your Retirement—Charmingly

KEY POINTS

•AI-driven changes in hiring and workforce strategies have reshaped both big and small businesses as of late 2025.
•Gig economy growth offers flexibility but limits retirement savings access and reduces future Social Security benefits.
•AI tools help some workers boost productivity, but others lose jobs formerly funding their 401(k)s.
•Experts like UBS’s Richard DellaRusso warn AI can mishandle complex money issues, advising clients to trust human advice.

In the brave new world of 2025, AI isn't just stealing jobs—it’s gatecrashing your golden years plan too! Google, Amazon, and that clutch of Mag 7 giants have transformed the workforce landscape, turbocharging gig work that comes with all the retirement perks of a leaky candy jar. Meanwhile, office workers who once padded their 401(k)s are now basically training ChatGPT's younger, smarter cousins to replace them. UBS’s Richard DellaRusso tries emotional handholding for freaked-out investors who find their AI stock-heavy portfolios dangling over a correction cliff. Vasant Dhar, AI book author, says people who actively use AI might upgrade their retirement game—because nothing screams stability like betting your future on an algorithm prone to bias and existential bugs.